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Start with money.

The C3 learning path begins with the foundation: what money is, why it matters, and how the financial system affects everyday life.

Read the lessons in order. Each article includes a Print C3 Notes worksheet with a summary, reflection questions, concepts to research, and recommended books.

Lesson 01What Is Money?

Money is a tool that helps people trade, measure value, and store value for the future.

Lesson 02What Makes Good Money?

Good money is durable, portable, divisible, recognizable, accepted, and difficult to create in unlimited amounts.

Lesson 03What Is Purchasing Power?

Purchasing power means what your money can actually buy.

Lesson 04What Is Inflation?

Inflation is the general rise in prices over time, which means each dollar buys less.

Lesson 05How Do Banks Create Money?

Modern banks help create money through lending and credit expansion.

Lesson 06What Is the Federal Reserve?

The Federal Reserve is the central bank of the United States.

Lesson 07Why Do People Invest?

People invest to try to grow wealth, preserve purchasing power, and prepare for the future.

Lesson 08What Is Risk?

Risk is the possibility that an outcome may be different from what you expect.

Lesson 09What Is a Store of Value?

A store of value is something people use to preserve purchasing power over time.

Lesson 10Why Was Bitcoin Created?

Bitcoin was created as a peer-to-peer digital money system that does not rely on a central authority to verify transactions.